Auto Insurance is a contract between you and the insurance company that protects you against financial loss in the event of an accident or theft. Auto Insurance provides coverage for:
Property – such as damage to or theft of your car.
Liability – your legal responsibility to others for bodily injury or property damage.
Nearly every state requires car owners to carry:
• Bodily injury liability – which covers costs associated with injuries or death that you or another driver causes while driving your car.
• Property damage liability – which reimburses others for damage that you or another driver operating your car causes to another vehicle or other property, such as a fence, building or utility pole.
In addition, many states require that you carry:
• Medical payments or personal injury protection (PIP), which provides reimbursement for medical expenses for injuries to you or your passengers. It will also cover lost wages and other related expenses.
• Uninsured motorist coverage reimburses you when an accident is caused by a driver who does not have auto insurance—or in the case of a hit-and-run. You can also purchase under insured motorist coverage, which will cover costs when another driver lacks adequate coverage to pay the costs of a serious accident.
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Insurance Agency
John Doe
5002 Example Street
Los Angeles, CA 90034
E-mail address:
contact@insuranceagency.com
Available 8:00am - 4:00pm